Trends & Perspectives

Welcome to Loan-Score’s Trends and Perspectives page where we showcase hot industry topics, products, business models, technology approaches and more. Check back periodically to view the latest.

The New Role of Automated Underwriting Systems in Today's Market

During the subprime and Alt-A days, proprietary in-house automated underwriting systems (AUS) were a must have for mortgage bankers. However, after the subprime meltdown these platforms quickly became extinct with everything moving to A-paper, which drove lenders to use DU® and LP® to underwrite loans. But, a shift back to using proprietary AUSs is again back. Read on to learn why and how lenders are utilizing these systems in today's drastically changed marketplace. Read more.

The Future of Automated Underwriting

Renowned consulting firm CC Pace authored a free white paper entitle 'The Future of Automated Underwriting,' which took a survey of the industry in a mission to arrive at research that supports where the industry is headed with AU systems. Download the free white paper here.

Software-as-a-Service (SaaS)

Learn how lenders are taking advantage of SaaS to facilitate business agility and reduce the IT legacy system burden. Read more.

Integration with Fannie Mae's DU

Learn more about how lenders are using Loan-Score's AUS to connect seamlessly to Fannie Mae's Desktop Underwriter Read more.

Reverse Mortgages

Learn more about how lenders are expanding into reverse mortgages using technology. Read more.

Community Banks

Learn more about how community banks are utilizing automated underwriting on a SaaS basis to cost effectively realize immediate value. Read more.

PDAs & Instant Information

Find out how mortgage professionals in the field are using PDA devices to close more business. Read more.